SUGEN Insurefinance Programme, powered by Supreme Genius Nigeria Limited (SUGEN) is a unique empowerment programme designed to support and empower registered participants (regardless of age and gender) to successfully undergo academic and technical education (i.e. skills acquisition training) till graduation without financial constraints. The programme is designed to support and empower the following categories of members:

1. Children (from Kindergarten, Nursery and Primary School Level)
2. Students (from Secondary School to Tertiary Institution level)
3. Apprentices, who are pursuing or desire to pursue Vocational Education in any of (but not limited to) these professions: crop farming, livestock farming, fashion design, carpentry, mechanical engineering, commercial printing, catering services, event management, beads making, hair dressing, barbing, cosmetology, computer engineering, telephone repairs , soap making, printing, textile making and distribution of recharge cards, mobile money/agency banking business, and so on.
4. Petty Traders: who want to acquire slots that will give them access to the robust regular returns that the programme has to offer.

REQUIREMENTS FOR ADMISSION AS A PARTICIPANT OF THE PROGRAMME:
Anyone who wants to register and participate in the PROGRAMME shall:
Obtain a Programme Participants Application Form (online or offline) at a cost of N1,000
b) The Form, on completion, shall be submitted online or offline to the Secretariat of the Society.
c) Every application for Participation Fee of shall be accompanied with a nonrefundable participation fee of N5,000 (Five Thousand Naira only) multiply by the numbers of participation slots desired.  Participation slots is N5,000 per slot.  There is no limit to the number of slots a participant can apply and paid for.
d) Every participant, upon admission, shall abide by the rules and regulations guiding the Education Insurefinance Empowerment Programme.
LOANS ARE AVAILABLE FOR MEMBERS WHO PARTICIPATE IN VOLUNTARY SAVINGS AND MEMBERSHIP RECRUITMENT PROGRAMME
Interest Rate: 10% Flat Repayment Duration: Six months
To qualify for this Programme Loan, an applicant:
Must be a registered participant of Supreme Genius Insurefinance Programme (SUGIP)
Must be aged 18 years and above.
Must have personally referred and sign-up a minimum number of 10 participants into the programme, OR
Must have saved a minimum amount of 50% of the desired loan amount.
Must provide, at least, one guarantor who must also be a registered participant of Supreme Genius Insurefinance Programme.
Must have capacity to make a monthly repayment of any amount of the loan agreed upon in addition to the mandatory savings and monthly subscription after loan disbursement.
PLEASE NOTE:
No one who is on loan can have access to his/her earnings/dividends from the Programme until such person's loans are fully paid up.
In event of default, the guarantor's earnings/dividends in the system shall also be placed on PND status until the loan is fully settled.